From Wikipedia:

“A mortgage loan (ed. home loan) is a loan secured by real property through the use of a mortgage (a legal instrument). However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan

A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably.”